Pension calculator


Find out your likely retirement income

In a few easy steps, our pension calculator can give you an estimate of the income you’ll get when you retire. This will include income from defined benefit and defined contribution schemes, plus either the basic State Pension or the new State Pension, depending on when you were born.

You’ll also find out if your likely retirement income is less than you need to fund your desired lifestyle in retirement.


  • Work out your Pension age and Pension income amount
  • Choose your retirement age
  • Calculate the target income you’d like in retirement
  • Tell us about your pension pots, current contributions and any other sources of income
  • Let us forecast your likely retirement income
  • We’ll identify any retirement shortfall and suggest ways to improve this.